
Zopa is a lending and borrowing exchange where real people sidestep the banks to get a better deal.
They offer loans of £1000 to £15000 for up to 5 years.They're also one of the only loan providers allowing borrowers to repay their loan early with no penalty or sneaky fees, so it's a really flexible loan.Zopa lenders also offer loans at some of the lowest rates in the market.
Unlike the high street banks, they've got no shortage of funds, so there's no crunch here!